Guide
Housing and Shelter
How renting works in Ontario, what a lease means, what your rights are as a tenant, and where to turn if you have nowhere safe to stay tonight.
In this guide
Finding a home is usually the first big task after arriving. This guide explains the words landlords use, the money you will need up front, the rules that protect you once you move in, and the programs that exist when rent is out of reach.
7 chapters. Read in any order.
Chapter 1
Finding a place to rent
Where listings are posted, what the different housing types mean, and how to view a unit safely.
6 minute read
Chapter 2
What renting really costs
First and last month rent, deposits that are not allowed, utilities, insurance and a simple monthly budget.
5 minute read
Chapter 3
Leases and rental agreements
The standard lease used in Ontario, what you are agreeing to, and what happens when the first year ends.
5 minute read
Chapter 4
Your rights as a tenant
Rent increase rules, repairs, privacy, discrimination and how the Landlord and Tenant Board works.
7 minute read
Chapter 5
Affordable and subsidized housing
Rent geared to income units, housing co operatives, benefits and the reality of waiting lists.
5 minute read
Chapter 6
If you have nowhere to stay
Emergency shelters, hotel and reception programs for refugee claimants, and immediate phone numbers.
4 minute read
Chapter 7
Settling into your new home
Setting up utilities, insurance, mail, waste sorting and getting to know your neighbourhood.
4 minute read
Before you rent
- Decide what you can afford each month, including utilities and travel.
- Visit the unit and confirm who owns or manages it.
- Check which utilities, parking and laundry costs are included.
- Read the lease and understand every deposit before paying.
- Keep receipts for every payment and photograph the unit when you move in.
Last reviewed: August 5, 2026
Need to speak to someone today
Free help lines answer in many languages at any hour.