Guide
Healthcare
How OHIP works, how to find a family doctor, when to use a walk in clinic instead of an emergency room, and how to get mental health support.
In this guide
Canada has public health insurance, but it does not cover everything and it does not start on the day you land for everyone. This guide explains how to get covered, where to go when you are sick, and what you will still pay for.
6 chapters. Read in any order.
Chapter 1
OHIP and health coverage
Who qualifies for the Ontario Health Insurance Plan, what documents you need, and what to do while you wait.
6 minute read
Chapter 2
Finding a family doctor
Why a family doctor matters, how to join a practice, and what community health centres offer.
5 minute read
Chapter 3
Where to go when you are sick
Choosing between a pharmacy, a walk in clinic, a nurse line, an urgent care centre and the emergency room.
5 minute read
Chapter 4
Prescriptions, dental and what OHIP does not cover
Drug plans, dental and vision care, and programs that lower the cost for families and seniors.
5 minute read
Chapter 5
Mental health support
Free counselling, crisis lines, culturally sensitive services and how to talk about mental health here.
6 minute read
Chapter 6
Children, pregnancy and staying well
Vaccination, prenatal care, screening programs and the everyday habits that keep a family healthy.
5 minute read
How healthcare usually works
- 1Start with a family doctor, nurse practitioner, pharmacy or walk in clinic for most health concerns.
- 2Your primary care provider may send a referral if specialist care is needed.
- 3The specialist assesses and treats the specific health concern, and may report back to your primary care provider.
What OHIP usually covers
OHIP usually covers medically necessary doctor visits, hospital care and many tests and procedures. It may not cover prescriptions used outside hospital, routine dental care, eyeglasses, many therapy services or the full cost of an ambulance.
Last reviewed: August 5, 2026
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