Ontario has social housing where the rent is set at roughly thirty percent of your household income. This is often called rent geared to income housing. Demand is high and waiting lists in large cities can run for several years, so apply early even if you have somewhere to live now.
How to apply
- 1Contact the social housing office for your city or region. Each area keeps its own centralized list.
- 2Apply with proof of income, identity and immigration status.
- 3Choose several buildings and areas, since a shorter list may exist outside the busiest neighbourhoods.
- 4Update your file whenever your address, income or family size changes, or you may be removed from the list.
Other options
- Housing co operatives, where members share responsibility for the building and some units have subsidies.
- Non profit housing providers, including those serving specific communities, seniors and people with disabilities.
- Portable housing benefits, which pay part of your rent in the private market rather than tying you to one building.
- Rent bank and emergency loan programs that cover arrears so you do not lose your home.
- Supportive housing, which combines housing with help for health, disability or other needs.
Why apply when the wait is long
Waiting lists may be long, but applying early can still be worthwhile because your application date often matters. Keep your file active and report changes to your phone number, address, household size, income or immigration documents when the local housing office asks.
Documents that may be requested
- Identification and immigration documents for household members.
- Proof of income, assets and current address.
- Information about household size and any accessibility needs.
Last reviewed: August 5, 2026Official sources